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Move-In Cost Calculator

Find out roughly how much you need saved before you can move into a new place. All figures are estimates you can adjust — every move is different.

Your details

Monthly rent

Deposit (weeks of rent)

Capped at 5 weeks under the Tenant Fees Act 2019. Some landlords ask for zero.

Moving costs (estimate — adjust to match your situation)

Furnished flat?

Basic furniture budget

Bed, sofa, table, etc.

Need white goods?

Fridge, washing machine, oven, etc.

Setup fees (broadband, energy deposit, etc.)

Broadband setup ~£30-60, energy deposit varies, TV license £169.50/yr

Total you need

£5,269

Rough estimate — your actual costs may vary

Deposit(5 weeks)

£1,269

First month's rent

£1,100

Moving costs

£250

Basic furniture

£1,200

White goods(fridge, washer, etc.)

£800

Setup fees

£150

Emergency buffer(recommended)

£500

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Want this breakdown saved?

We'll email your personalised cost breakdown plus a moving checklist — everything you need to sort before move-in day.

No spam. Just your breakdown + one useful email a week.

💡 Good to know

•Your deposit is protected in a government-backed scheme — you get it back when you leave (minus any fair deductions).
•Agents can't charge you any extra fees beyond rent + deposit (Tenant Fees Act 2019).
•Budget for your first energy and water bills — they usually arrive 4-6 weeks after you move in.

Bill handles your move-in admin in 5 minutes.
Energy, broadband, water, council tax — sorted.

Get started with Bill →

About this calculator

Moving into a new place costs more than most people expect. Between the deposit (capped at 5 weeks' rent under the Tenant Fees Act 2019), first month's rent upfront, moving costs, and essential furniture, the total can be 3-4 months' rent before you've spent a single night there.

This calculator gives you a rough estimate of upfront costs for renting in the UK. Every figure is editable because every move is different — the defaults are just starting points based on 2026 averages.

Last updated: July 2026

Frequently asked questions

How much deposit can a landlord charge in England?

Under the Tenant Fees Act 2019, deposits are capped at 5 weeks' rent if your annual rent is under £50,000, or 6 weeks if it's above. Your deposit must be protected in a government-backed scheme (DPS, MyDeposits, or TDS) within 30 days.

What's the average cost of moving house in the UK?

For a renter moving into an unfurnished place, expect to need roughly 2–3 months' rent upfront. This covers your deposit (up to 5 weeks), first month's rent, moving costs (£50–£600 depending on method), and setup fees for broadband and utilities.

What setup fees should I budget for when moving?

Broadband setup is typically £30–60, energy suppliers may ask for a deposit if you're on a prepayment meter, and a TV licence costs £169.50/year. Council tax starts from your move-in date — contact your new council within 21 days.

Do I need to buy white goods for a rental?

It depends on whether the property is furnished or unfurnished. Unfurnished rentals usually don't include a washing machine, fridge, or oven — budget £600–£1,000+ for basics. Always check with your landlord or agent before buying.